Shopify Fee Calculator
Enter your monthly sales and average order value to see what each Shopify plan really costs per month, including card fees, and which plan is cheapest for your volume. Everything runs in your browser.
Shopify's 2026 plans cost $39/month for Basic, $105/month for Grow, and $399/month for Advanced on monthly billing, dropping to $29, $79, and $299 with annual billing. With Shopify Payments, online card rates are 2.9% + 30 cents on Basic, 2.7% + 30 cents on Grow, and 2.5% + 30 cents on Advanced. Using a third-party gateway adds a 2% surcharge on Basic, 1% on Grow, or 0.6% on Advanced, on top of your gateway's own fees.
Compare Shopify plan costs
Prices current as of October 2026. Sources: Shopify pricing page (shopify.com), US rates; annual billing saves roughly 25%. New stores: 3-day free trial, then $1/month for 3 months on most plans.
How the math worked
Estimates only, not business advice. International cards, currency conversion (1.5% on Basic), premium card types, apps, themes, and shipping costs are not included. Verify current pricing on shopify.com before deciding.
What Shopify really costs
Shopify's pricing has two parts that new merchants consistently underestimate: the subscription and the per-transaction fees. The subscription is the smaller number on the pricing page. The transaction fees, a percentage of every sale plus a fixed per-order fee, are where the real money goes, and they depend on your plan, your payment processor, and your average order value.
The plan ladder is simple. Basic at $39/month is for new stores. Grow at $105/month, the plan formerly called Shopify, renamed in 2026 with no price change, adds staff accounts, professional reports, and lower rates. Advanced at $399/month is for high-volume stores, with the lowest card rates and a custom report builder. Annual billing cuts each by about 25%, which is the easiest saving available on the platform.
The fee that decides your plan is the card rate. On a $50 order, Basic takes $1.75 (3.5%), Grow takes $1.65, Advanced takes $1.55. The 30-cent fixed fee means small orders lose a bigger share, which is why stores with low average order values feel fees more. And the third-party gateway surcharge is the trap: 2% on Basic means a store doing $20,000/month through an external gateway pays $400/month extra just for not using Shopify Payments. Run your numbers above, then read the guides to see the upgrade math and the hidden costs.
Learn more
2026 Shopify plan and fee reference
US prices from Shopify's pricing page as of October 2026. Grow is the plan formerly called Shopify, renamed in 2026 with no price or feature change.
| Plan | Monthly / annual | Online card rate |
|---|---|---|
| Basic | $39/mo or $29/mo billed annually | 2.9% + 30 cents; third-party gateway adds 2% |
| Grow | $105/mo or $79/mo billed annually | 2.7% + 30 cents; third-party gateway adds 1% |
| Advanced | $399/mo or $299/mo billed annually | 2.5% + 30 cents; third-party gateway adds 0.6% |
| Plus | From $2,300/mo | 2.25% + 30 cents online |
| In-person (POS), Basic | Included | 2.6% + 10 cents |
| New store trial | $1/mo for 3 months | After a 3-day free trial, no card required |